Superannuation advice

Advice across both accumulation and defined benefit funds — including contributions, withdrawals, binding death benefit nominations and member disputes.

SMSF set-up & review

Establishing a self-managed super fund correctly from the outset — trust deed, trustee structure, investment strategy and ATO registration — plus ongoing compliance reviews.

Financial planning matters

Legal advice on financial planning strategies, product advice, SOA obligations and disputes between clients and their advisers or licensees.

Death benefit claims

Assisting beneficiaries and dependants in claiming and, where necessary, contesting the trustee’s decision on who receives a death benefit from the deceased’s super fund.

Total & permanent disability

Advising members on TPD claims — including preparing and lodging claims, responding to insurer queries and challenging declined or reduced benefit payments.

Income protection claims

Guiding members through the income protection claims process — from initial notification to challenging an insurer’s decision to reduce or cease benefit payments.

AFSL applications & licensing

Preparing and lodging AFSL applications, advising on licence conditions, authorised representatives and financial product authorisations.

Risk & compliance frameworks

Establishing and reviewing risk management frameworks and compliance programs — including breach reporting obligations under FSRA.

DDO design & due diligence

Design and Distribution Obligation advice — including target market determinations, distribution condition monitoring and due diligence program design and implementation.

Regulatory liaison & relief

Representing organisations before ASIC, including examinations, hearings, enforceable undertakings and applications for regulatory relief.